One of the key reasons families fall into the Debt Trap is because they are not planning ahead. Most last minute expenses go onto credit cards. Think of emergency expenses like car repairs and broken washing machines. How do families who are in debt pay for those since they likely don't have cash available. Of course, with credit cards.
The key here is to understand that you have ultimate control over your expenses and personal finances but getting ahead of anticipated expenses and planning for them well in advance is key to avoiding adding more credit card debt.
We will give you step by step help with this planning process so stay tuned for more to come on this very important subject.
Remember, unlike the others who say they are there to help you, we don't work for the credit card companies. We are your true advocate. Let us help you!